Insurance/Travel Protection

Please see your confirmation email to determine which supplier your package is booked through, and choose the appropriate supplier below. Information and coverages were current as of publishing of this page, and are subject to change.
Insurance cannot be added on after deposit is submitted!


Travel Impressions Insurance:

Complete and updated details at http://www.travimp.com/newins.html

Berwick Travel wants this trip to be the best vacation of your life. To make sure that you have a relaxing, worry-free trip, we recommend our Travel Protection Plan, designed exclusively for our Travel Impressions packages. Should you have any questions regarding the coverage, you may call the Travel Impressions Insurance Desk at BerkelyCare (800) 453-4053.

Clients can cancel for any reason right up to the departure time of the flight for any reason – even if you simply change your mind! (Must be cancelled through Berwick Travel prior to flight departure.)

Insurance Protection while you are Traveling:
• $200 Trip Delay: Reimburses you for meals, lodging and unused days should your flight be delayed due to equipment failure, strike, inclement weather, etc.
• $5,000 Medical Expense: Reimburses you for doctor and hospital charges should you become ill or injured during your trip.
• $800 Baggage/Personal Effects: Reimburses you should your bags become lost or stolen while traveling.
• $100 Bag Delay: Reimburses you for the cost of necessary items should your bags be delayed by the airline for more than 24 hours during your trip.
• Worldwide Emergency Assistance: 24 Hour access to the services of American International Assistance Services, including medical and legal referrals, emergency cash transfers, lost documents, etc.

This plan will not cover differences between single/double/triple occupancy rates if less than the entire party cancels, and will not cover partial cancellations of packages. Insurance also will not cover components of the package purchased/booked from a different supplier/source. Insurance will not cover denied boarding issues.

Note: This is not a complete description of all program benefits and limitations. Naturally, some restrictions and exclusions apply to the post departure insurance plan. Please refer to the Description of Coverage which contains the complete details of the policy terms, conditions and exclusions. If you have any questions regarding the insurance, you may call the Travel Impressions Desk at BerkelyCare, Ltd. at (800) 453-4053. The plan must be purchased at the time you make your trip deposit.

The policy (#3041-9500360) is provided in addition to other applicable insurance or indemnity programs, where permitted by law and shall apply only after benefits have been paid. The policy provides limited benefits, health-insurance only. It does NOT provide basic hospital, basic medical or major medical insurances, as defined by the New York State Insurance Department. This insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, PA.

Apple Vacations Insurance:

Complete and updated details at http://www.applevacations.com/avok

Protect your vacation investment with our comprehensive 3-part plan!
Apple’s “AV-O.K. PLUS” Total Vacation Security Package must be purchased at time of deposit.

NEW “AV-OK Plus” option with enhanced Best Price Guarantee including protection from fuel surcharge increases!
Provides protection from fuel surcharge increases imposed after deposit. In addition, if a lower priced charter fare-class becomes available after deposit, you can claim the savings without paying a reactivation fee. If we advertise a discount on the exact same vacation that you have booked (same date, flight, scheduled air fare-class, duration of stay, hotel, and room category), you can claim the savings prior to departure without paying a reactivation fee. This does not apply to Air Only, Square Deals, special packages and booking date-restricted sales. Many added values offered by hotels are booking date restricted and may no longer apply when you activate the Best Price Guarantee.

1) Apple Vacations’ Pre-Departure Cancellation/Change Waiver (Not applicable on non-refundable or non-transferable hotel promotions.) This plan allows you to cancel or change your vacation up to the scheduled time of departure, except for “no shows” and cancels on the day of departure. No shows include passengers who arrive at the airport or at the gate too late to travel, or who fail to have the required proof of citizenship. When a cancellation is made during a penalty period your charter/land only cancellation penalty will be refunded in Apple Vacations’ travel certificates (redeemable through the original booking agency), with the balance of the refund made in the original form of payment. The entire refund will be in original form of payment if you purchased the “cash back” option at the time of booking for an additional $30 per person. Apple Vacations travel certificates may be used like cash when purchasing an Apple Vacation, are valid for one year, are non-refundable and non-transferable (issued only in the name of the passenger who cancelled) and may not be redeemed for cash. Apple Vacations’ amendment fees are waived under this coverage. Scheduled airfares including non-refundable airfares and airline penalties are now covered, with all refunds made in the original form of payment. The AV-OK plan payment will be deducted from any refund.

Please note: This coverage is non-transferable and must be re-purchased/re-activated if you want to have coverage on certain amended bookings. Name changes require full re-purchase of AV-OK. Departure date, gateway, fare class, duration or destination changes require re-activation at a fee of $25 per person (charter/land only) or $45 per person (scheduled air). If the number of individuals occupying a room changes, remaining travelers will be responsible for additional costs incurred as a result of a change in the per person occupancy rate. Free Child Pricing: The first child (ages 2-12) receives the AV-OK Plan Coverage for free when traveling with two covered adults on charter air. If there are two or more qualifying children on a charter air booking, the savings is prorated between all the qualifying children. Additional adults on the booking do not generate more free children.

2) Apple’s Tour Guard Travel Insurance Plan – Post-Departure Trip Interruption, Travel Delay, Baggage and more!
Interrupt your Apple Vacation due to a covered reason such as Injury; Sickness; death; or Other Covered Events (including up to $100 per day to a maximum of $500 for a delayed arrival on your Trip due to cancellation of arrangements by an airline as a result of bad weather) and your travel investment will be reimbursed. It happens, an emergency or sickness causes people to interrupt their trip. Because these events can occur, we have arranged for a high-quality, travel insurance plan offered by Trip Mate that will protect your vacation investment, your belongings and most importantly you.This plan also covers you even if you must interrupt your trip due to a pre-existing medical condition and you are not disabled from travel at the time of your Plan payment.You will receive a “Certificate of Coverage” with your travel documents, which provides complete details of the Plan, including conditions, exclusions and limitations (these brochures are also available at any time from your Travel Agent). Plan payments are non-refundable and non-transferable.

This plan will not cover differences between single/double/triple occupancy rates if less than the entire party cancels, and will not cover partial cancellations of packages. Insurance also will not cover components of the package purchased/booked from a different supplier/source. Insurance will not cover denied boarding issues.

Funjet Vacations Insurance:

Our new Complete Coverage: Any Reason Cancel & During Travel Benefit travel protection plan includes:

• Cancel for any reason, anytime up to departure and get your money back (minus cost of Complete Coverage)

• Covers all land and air penalties for charter and scheduled air bookings – including non-refundable airfares and airline penalties!

• Includes price guarantee for charter/value flight vacations

PLUS, Hurricane Benefits Plan*:
* Valid on Charter/Value flight vacations, Scheduled Air and Land Only vacations for travel July – October; includes money back for interrupted and unused nights at all hotels and destinations plus “Fresh Start” Funjet Vacations certificates for a future vacation ($100 per adult, $50 per child for Charter Air/Value flight vacations and $25 per person on Scheduled Air and Land Only vacations).

PLUS, travel insurance benefits underwritten by National Union Fire Insurance Company of Pittsburgh, PA:
* Reimbursement of non-refundable scheduled airfares in the event of cancellation due to covered reasons such as injury, sickness, death, and jury duty.**
* Reimbursement of covered expenses for losses incurred while traveling such as travel and baggage delays, accident or sickness medical expenses and lost luggage**

This plan will not cover differences between single/double/triple occupancy rates if less than the entire party cancels, and will not cover partial cancellations of packages. Insurance also will not cover components of the package purchased/booked from a different supplier/source. Insurance will not cover denied boarding issues.

Walt Disney Travel Company Insurance:

The plan includes the following coverage and benefits, subject to certain exclusions and limitations:
* Trip Cancellation/Interruption (up to $10,000 maximum), including coverage for nonrefundable unused prepaid airfare purchased through Walt Disney Travel Company, a Travel Agent, or directly by guest, for covered reasons such as:
o Employee termination or layoff through no fault of your own after the effective date of coverage if you are an active employee with same employer for at least 1 year
o Called into active military duty, having military leave revoked or being reassigned within 10 days of departure date
o A disabling illness, injury or death causing trip to be cancelled o Hurricane or inclement weather causing complete cessation of travel services at the point of departure and/or destination
* Trip Delay ($600/6 hour minimum)
* Baggage Delay ($500 maximum)
* Loss of Baggage/Personal Effects ($2,000 maximum)
* Medical Expenses ($20,000 maximum)
* Emergency Medical Transportation ($20,000)
* Accidental Death & Dismemberment (AD&D) ($25,000 maximum)
* 24-hour Emergency Travel Assistance (non-insurance services provided by Travel Guard Assist)

Although vacation insurance includes coverage for loss of personal effects (as well as medical and other expenses), this coverage may already be included in your client’s homeowner’s (or other insurance) policies. Insurance coverage must be purchased no later than the final payment date or with payment of non-refundable air tickets. Vacation insurance is non-refundable once deposit has been received. Clients will receive a Certificate of Insurance with their final documents, which describes the benefits and exclusions in detail.

This plan will not cover differences between single/double/triple occupancy rates if less than the entire party cancels, and will not cover partial cancellations of packages. Insurance also will not cover components of the package purchased/booked from a different supplier/source. Insurance will not cover denied boarding issues.

Disney Cruise Line Insurance:

The insurance portion of the Vacation Protection Plan is provided through World Access Service Corporation and will protect your vacation investment in the case of certain unforeseen covered circumstances such as illness or delays that result in the cancellation or interruption of your vacation.

The plan is effective at 12:01 a.m. on the day your trip begins except for Trip Cancellation coverage which is effective on the date the insurance payment is received by Disney Cruise Vacations. The plan is completely refundable should you cancel your reservation prior to the cancellation penalty period. The following is a brief summary of the protection offered.

Trip Cancellation/Interruption Protection*
Full reimbursement for any non-refundable penalties incurred if you must cancel or interrupt your trip due to covered medical conditions or other specified causes affecting you, immediate family members, or your travel companions.

Travel Delay Protection*
If your trip is delayed due to a covered reason, you will be reimbursed up to $500 per guest to cover additional accommodations, meals and transportation.

Emergency Medical/Dental Coverage*
For emergency sickness or injury while on your trip, you will be reimbursed up to $10,000 per guest for covered emergency medical expenses.

Emergency Evacuation
Serious illness or injury may necessitate emergency air or ground transportation. The policy will cover up to $30,000 per guest for covered transfer to the nearest medical facility.

Emergency Assistance
World-wide assistance with a 24-hour hotline when you need help with lost documents, cash transfers, and other travel-related problems.

Baggage Protection*
The policy provides up to $3,000 per guest in baggage and personal effects protection due to covered loss, theft or damage. For airline delays of more than 24 hours, you will be reimbursed up to $500 for a reasonable, additional purchase of essential items.

This is just a brief description of benefits. Pre-Existing Condition exclusions and other limitations and restrictions apply. A Certificate of Insurance outlining full terms and conditions of coverage is included with your travel documents. The Emergency Evacuation and Assistance services are provided by Access America, a division of World Access Service Corporation.

If you purchase the Vacation Protection Plan and cancel your vacation for any reason not covered by the insurance portion of the plan, you will receive a credit equal to 75% of the non-refundable cancellation penalty toward a future vacation arranged by Disney Cruise Vacations which commences within one year after the cancellation date.
* Insurance coverages underwritten by BCS Insurance Company
Please note that insurance coverage for loss of personal effects may be included in some homeowners’ policies.

This plan will not cover differences between single/double/triple occupancy rates if less than the entire party cancels, and will not cover partial cancellations of packages. Insurance also will not cover components of the package purchased/booked from a different supplier/source. Insurance will not cover denied boarding issues.

Coverage amounts and inclusions may vary, please contact us for the most up to date information.

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Why Choose Berwick Travel?

  • Dedicated Travel Consultant
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  • Backed by industry leaders
  • Free honeymoon registry
  • No service fees
  • Cancel for any reason insurance
  • Book for as little as $50/pp

Important Passport Information

New TSA regulations require that passports be valid for at least six (6) months beyond travel dates. If your passport is set to expire in under six months from your return date, you must renew it prior to travel.

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